Anggraeni, Sari, AND Maulana, Helmi. " THE TRANSFORMATION OF CONVENTIONAL COOPERATIVES INTO SHARIA SAVING AND FINANCING COOPERATIVES (KSPPS): Study on KSPPS Tunas Artha Mandiri, Banjarsari-Ciamis" Syari'ah Economics [Online], Volume 6 Number 1 (10 September 2022)