THE IMPLEMENTATION OF PRODUCTIVE ZAKAT UTILIZATION IN ECONOMIC EMPOWERMENT OF ZAKAT RECIPIENTS: A CASE STUDY OF THE NATIONAL AMIL ZAKAT AGENCY, CIAMIS REGENCY

  • Moh Irfan Nurmaki Institut Agama Islam Darussalam (IAID) Ciamis, West-Java, Indonesia
  • Sumarni Sumarni Institut Agama Islam Darussalam (IAID) Ciamis, West-Java, Indonesia

Abstract

This study aimed to determine the program and implementation of zakat utilization at the National Amil Zakat Agency, Ciamis Regency. The research method used is the descriptive qualitative method, namely identifying the state of objects or events to draw conclusions that apply in general. Data collection techniques were carried out by observation, interviews, documentation, and triangulation. Meanwhile, data analysis includes data reduction, data presentation, and conclusion. The study results show that zakat funds are utilized consumptively, such as giving rice to the poor to fulfill their daily and productive lives. In contrast, zakat funds are channeled into developing businesses. The productive zakat utilization program of Baznas Ciamis Regency is BMUK (Small Business Capital Assistance) in the form of money and livestock (goats). The implementation of BMUK funds is channeled to people who are classified as poor and already have businesses so that the funds continue to roll. As a result, their interactions are more advanced and are used for productive things so that the recipients of this assistance are more independent in running their businesses so that their standard of living is increased. Therefore, the utilization of productive zakat in Baznas Ciamis Regency is said to have succeeded because the community can feel the benefits, and the development of its business has also increased, seen from the independence of mustahik and the ability of mustahik to give infaq.

References

Agung, Ahmad, Hilmi, Y., & Fitri, Asri Awaliyah. (2018). Tingkat distribusi zakat produktif terhadap laba usaha mustahik penerima zakat. Syari’ah economics, 1(2).
Agung, A., Hilmi, Y., & Fitri, A. A. (2017). Tingkat Distribusi Zakat Produktif Terhadap Laba Uusaha Mustahik Penerima Zakat. 1(2), 14.
Aini, B. N. (2019). Pemberdayaan Ekonomi Masyarakat Miskin Dengan Pola Grameen Bank (Studi Kasus di Koperasi Syari’ah as-Sakinah Nganjuk). etheses.iainponorogo.ac.id.
Bisri, H., & Husni, H. (2020). Empowerment of Household Women through Sharia-based Entrepreneurship Training in Banjar City, Indonesia. International Journal of Innovation, Creativity and Change, 13(5), 37–49.
Hariyanto, E., & Humaidy, M. A. Al. (2019). Pelaksanaan Corporate Social Responsibility Dan Zakat Perusahaan Perbankan Syari’ah Di Madura. Jurnal Hukum \& Pembangunan. jhp.ui.ac.id.
Hilman, A., Anwar, S., & Herman. (2016). Implementasi Manajemen Zakat Produktif dalam Upaya Mengentaskan Kemiskinan. Tadbir: Jurnal Manajemen Dakwah, 1(4), 338–354. https://doi.org/10.15575/tadbir.v1i4.144
Indra, S. (2018). Economic Empowerment Model for the Poor Through Zakat Institution Under Maqashid Syariah Concept in West Kalimantan. Asian Journal of Social Science Studies. journal.julypress.com.
Juliani, J. (2020). Dampak Penyaluran Zakat Produktif Terhadap Pemberdayaan Ekonomi Mustahik (Kajian Pada Lembaga Keuangan Mikro Syariah Baitul Mal Aceh). Tadabbur: Jurnal Peradaban Islam. jim.ar-raniry.ac.id.
Khasanah, U. (2010). Manajemen Zakat Modern: Instrumen Pemberdayaan Ekonomi Umat. Malang: UIN Maliki Press.
Mukhtar. (2013). Metode Praktis Penelitian Deskriptif Kualitatif. Jakarta Selatan: GP Press Group.
Musnandar, A. (2017). Manajemen Inklusif Dengan Prinsip Maqashid Al Syari ’Ah Dalam Penghitungan Zakat Dan Pajak. Ulul albab. search.proquest.com.
Novalia, D., Sumantri, R., & Panorma, M. (2020). Pengaruh Dana Zakat, Infaq dan Shodaqoh (ZIS) Terhadap Tingkat Kemiskinan Sebagai Variabel Intervening Tahun 2015-2019. Al Iqtishadiyah Jurnal Ekonomi Syariah Dan Hukum Ekonomi Syariah, 6(2), 134. Universitas Islam Kalimantan MAB Banjarmasin.
Retsikas, K. (2020). A Synthesis of Time: Zakat, Islamic Micro-finance and the Question of the Future in 21st-Century Indonesia. London: Palgrave Macmillan.
Sartika, M. (2008). Pengaruh Pendayagunaan Zakat Produktif terhadap Pemberdayaan Mustahiq pada LAZ Yayasan Solo Peduli Surakarta. La_Riba, 2(1), 75–89. https://doi.org/10.20885/lariba.vol2.iss1.art6
Tanjung, H., & Devi, A. (2013). Metodologi Penelitian Ekonomi Islam. Jakarta: Gramata Publishing.
Widad, R. (2021). Pengelolaan Zakat dalam Pengembangan UMKM di Kelurahan Sukun Kec. Sukun Kota Malang Perspektif Maqashid Syari’ah. ILTIZAMAT: Journal of economic sharia law and …. ejournal.stismu.ac.id.
Widiastuti, T., & Rosyidi, S. (2015). Model Pendayagunaan Zakat Produktif Oleh Lembaga Zakat Dalam Meningkatkan Pendapatan Mustahiq. 1(1), 14.
Zumar, R. (2020). Implementasi Zakat Hasil Pertanian Terhadap Kesejahteraan Masyarakat Dalam Kerangka Maqashid Syari’ah. repository.unair.ac.id.
Published
2022-09-11
How to Cite
NURMAKI, Moh Irfan; SUMARNI, Sumarni. THE IMPLEMENTATION OF PRODUCTIVE ZAKAT UTILIZATION IN ECONOMIC EMPOWERMENT OF ZAKAT RECIPIENTS: A CASE STUDY OF THE NATIONAL AMIL ZAKAT AGENCY, CIAMIS REGENCY. Syari'ah Economics, [S.l.], v. 6, n. 2, p. 75-92, sep. 2022. ISSN 2807-8942. Available at: <https://riset-iaid.net/index.php/SE/article/view/1169>. Date accessed: 15 june 2024. doi: https://doi.org/10.36667/se.v6i2.1169.